Are there any pre-payment penalties associated with Uplift Pay Monthly loans? March 26, 2019 14:01 Updated Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Why should I choose Uplift Pay Monthly to pay for my cruise? How do I cancel or change my trip when paying through Uplift? Can I apply for an Uplift Pay Monthly loan if I'm not a traveler on the itinerary?