Do I have to pay off my Uplift Pay Monthly loan prior to traveling? March 26, 2019 14:01 Updated Your Uplift Pay Monthly loan does not need to be paid off prior to your vacation. For more information, please visit the Uplift Help Center. Related articles How can I transfer an existing cruise reservation? Can I make changes to my travel plans through Uplift? How do I cancel or change my trip when paying through Uplift?