Do I have to pay off my Uplift Pay Monthly loan prior to traveling? March 26, 2019 14:01 Updated Your Uplift Pay Monthly loan does not need to be paid off prior to your vacation. For more information, please visit the Uplift Help Center. Related articles How can I transfer an existing cruise reservation? Are there any pre-payment penalties associated with Uplift Pay Monthly loans? Can I make changes to my travel plans through Uplift? What forms of payment are accepted? Why should I choose Uplift Pay Monthly to pay for my cruise?